Did you know that there are home loans still available with no money down and the sellers can pay your closing costs? There are stipulations on all loans that are available in todays market but you would be surprised to find out what is available and how easy it still is to get into a home and make your dreams happen!

Call or email me today for more information.

I am optimistic for the housing market to turn around. For the last several months sales on existing housing has been up and now with the $8,000 tax credit in full swing I think things will really start moving forward. What a great forecast.

With all of the sunshine that we have been enjoying here in the valley and home prices being better than they have ever been I look forward to working with you in the future!!

Please go online today and vote for two of our small rural communities. According to a Pacific Northwest fire truck dealer all we have to do is go online and vote and the winner will get a $150,000 fire truck. Two fire fighters from the towns of Hines and Butte Falls wrote essays on why their fire departments needed and deserved a new pumper unit. There were 650 entrants and now are down to 7 finalists. This will cost the tax payers nothing! The fire trucks that these towns are now using are at least 30 to 35 years old. This is sponsered by E-ONE, one of the nations largest manufacturers of emergency response vehicles.

To vote go to www.e-one.com and click on the large box that says "VOTE NOW".  The vote will count only if a verification is sent.

Because the contest was originally only for fire fighters you must give your email address, name the fire dept. and answer any marketing questions.

Please help these small communities.

Believe it or not every home does sell at the right price. If a home is on the market and doesn't sell a price reduction will always do it!

The ugliest home I ever sold was a black house with  concrete walls running down sides between the owners and the neighbors. The walls were ugly but at least provided a shield for the neighbors of the back yard which was filled with unbelievable paraphenalia. A lean to had a sign on it proclaiming it Pop's Shop and a cage was built with dummies dressed in safari clothing inside. The seller worked for a concrete company and had concrete everywhere and had built two staircases that went to the roof. Why is anyones guess.

It sold cheap and the buyer used it as a rental for a short time. Approximately a year. Every tenant had numerable problems. Drug (police raids), stabbings, etc.    Needless to say the new owner put it back on the market after many changes and updates and was relieved to be rid of it.

The moral of this story is that he still turned a profit!!

Home purchases are good investments.

More buyers need to get out there and take advantage of the $8,000 tax credit for first time home buyers! To qualify as a first time home buyer you can't have owned a home before or have owned a home in the last three years. The credit will only be here until the end of the year. Interest rates are as low as they have been in 40 years. Anyone paying rent is not getting their tax write offs, not getting the $8,000 tax credit and could very well be paying as much in rent as they would be to buy. All of you renters need to know that your landlord is saying thankyou for making their payment while they are getting wealthy on you!

Did you know that for most people, owning a home is their largest form of net worth and an important move in gaining personal wealth and assuring continued security?Even today now that many property values have declined in some areas of the country, Americans have nine trillion in equity in their homes. For most Americans home equity is their largest share of net worth.

Home equity is not only valued in financial terms but also gives a sense of stability in peoples minds as well as adding value due to the pride of ownership factors.Home ownership strenthens communities and is the American dream.

I sell Dreams, give me a call or send me an email.